Home Improvement Loan Program
Summary
Homeowners can now use the city's home improvement loan program for lead hazard fixes. The Health Department has mapped qualifying homes and will spread the word.
At a glance
- Total mentions
- 3
- Last 30 days
- 0
Last discussed Aug 24, 2026.
Impact analysis
Loan funds now available for lead work — a $12,082 state grant for lead programming was also accepted.
Homeowners — especially families in older homes — dealing with lead hazards.
Taxpayers bear risk if the city must foreclose on a defaulted second mortgage.
Mentions & discussions (3)
Redevelopment Authority - Aug 24, 2026
The city lends money to income-qualified homeowners for repairs, at rates below the 10-year Treasury. A WBAY news story drove a wave of inquiries, and the fund still has about $400,000 left. Board members debated whether lending at 87% loan-to-value is too risky for the city, which sits in second-mortgage position.
Board of Health - Feb 9, 2026
Families who don't qualify for lead remediation assistance can now tap the city's Developmental Services loan program, approved by Council and Finance.
Common Council - Jan 20, 2026
Homeowners can now use the city's home improvement loan program for lead hazard fixes. The Health Department has mapped qualifying homes and will spread the word.
Related development
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