2027 Employee Health Insurance Premium Increase
Summary
City employees face a proposed 13% health premium increase for 2027, and the self-funded plan is already $1.4 million in the red. The committee wants cost-saving options — like a spousal surcharge — priced out before the Council decides on October 19.
At a glance
- Total mentions
- 4
- Last 30 days
- 3
Rising — discussed at 4 meetings since Sep 8, 2026, up from 0 in the two months before.
Impact analysis
A 13% premium increase for employees and the city, on top of an existing $1.4 million plan deficit; cost-saving options could trim roughly $100,000 or more.
City employees keep current plan design without added deductibles or surcharges this year.
Taxpayers and employees share the burden of the 13% increase while the deficit remains unaddressed.
Mentions & discussions (4)
Community Development Authority - Oct 21, 2026
Housing Authority staff keep their Prevea 360 coverage with only about a 4-4.5% premium bump — far less than the ~13% increase the city itself is facing.
Common Council - Oct 19, 2026
City health insurance premiums are rising 13% for both the city and employees in 2027. Efforts to lower the increase — rebidding stop-loss and shopping other insurers — failed, and without the negotiated changes premiums could have jumped as much as 28%.
Personnel Committee - Oct 5, 2026
City employees face a proposed 13% health premium increase for 2027, and the self-funded plan is already $1.4 million in the red. The committee wants cost-saving options — like a spousal surcharge — priced out before the Council decides on October 19.
Personnel Committee - Sep 8, 2026
McClone previewed 2027 changes: moving to United Health Care as self-funded TPA, pharmacy savings already over $20,000 in rebates, possible tiered contribution options, ID theft protection, and EAP/HSA vendor reviews.
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